At least half MUST be made the day of your session. I also take credit or debit cards at time of session. If you choose to do the payment plan your payments will be $20.00 until amount is paid. We can discus how often payments will be. If you have any questions please contact me. You MUST have a 0 balance in order to receive your photos. I reserve the right to put a limit on how long the payment plan can be.